Vutoli Limatha Kuwononga Mphamvu Zanu
Zamkati
Kuda nkhawa ndi chinthu chilichonse chosowa kungagwiritse ntchito malo amtengo wapatali omwe atha kukhala odzipereka. Koma kuda nkhawa ndi ndalama ndikovuta kwambiri. Kukambirana m'maganizo anu momwe mungasinthire ngongole zanu, kaya zofunikira zanu zingazimitsidwe, kapena ngati mungakwanitse kugula chinthu chamtengo wapatali chomwe mwangogula chimangokhala gawo laubongo lomwe limalamulira mphamvu. Izi zimapangitsa kukonzekera zamtsogolo ndikupanga zisankho zabwino kukhala kovuta.
Chifukwa chachiwiri: Mavuto azachuma amachepetsa kulingalira kwanu.
Zowonjezerapo, nkhawa za ndalama zimachepetsanso kuthana kwanu. Mosakhulupirika, nkhawa zandalama zidalumikizidwa ndi kutsika kwa IQ ndi mfundo za 9-14, kutengera momwe anaphunzirira. Pokhala ndi malire ochepera kupanga zisankho, mutha kupeza kuti mukukongoletsa chiwongola dzanja chambiri kuchokera ku kampani yogulitsa ngongole kapena kugwiritsa ntchito ndalama za renti kukonza galimoto yanu. Moyo umakhala wachangu mwadzidzidzi pambuyo pake.
Nthawi zambiri timaimba mlandu anthu osauka kuti adadzetsa mavuto awo chifukwa chosowa mphamvu. Koma ngati muwerenga kafukufukuyu pamwambapa, muwona kuti, sichinali chifukwa chosowa mphamvu zomwe zidabweretsa mavuto azachuma; anali mavuto azachuma omwe adayambitsa kusowa mphamvu.
Chifukwa 3: Kupanga zisankho nthawi zonse kumatha.
Kafukufuku wambiri wasonyeza kuti "kutopa ndi zisankho" - kupanga zisankho pambuyo pa kumodzi - kumatha mphamvu. Kutopa ndi chisankho kumafotokozera chifukwa chomwe timakhala ndi mphamvu zochepa kumapeto kwa tsiku. Ndipo ndalama zikasowa, lingaliro lililonse lazachuma limakhala lovuta. Ngakhale ulendowu wamba wopita ku supermarket umakhala zisankho zingapo zopweteka.
Chifukwa 4: Kupsinjika kumatha mphamvu.
Mitundu yonse yamavuto ikhoza kuthetsa mphamvu, koma mavuto azachuma atha kukhala mfumu yamavuto. Mavuto azachuma atha kubweretsa mikangano yabanja ndikukhala ndi thanzi labwino. Tikapanikizika kwambiri m'maganizo, timakhala ndi mphamvu zochepa pakudziletsa.
Zomwe Mungachite Pazovuta Zanu Za Ndalama
Kodi mavuto azachuma akuthetsa mphamvu zanu ndi nyonga zanu? Ngati ndi choncho, iwalani za kadyedwe ndikusintha ndalama zanu kukhala patsogolo.
Ngati INU ndinu amene muli ndi mavuto azachuma, lingalirani za chisankho cha Chaka Chatsopano chomwe chili ndi dongosolo lomveka bwino momwe mungapangire kuti ndalama zanu zisakhale zopanikiza. Mwachitsanzo, ngati ngongole ya kirediti kadi ndivuto, nayi njira 10 ya Suze Orman yolipira: Dinani apa ndikudikirira mpaka "Kulipira Ngongole." Kapenanso mutha kupanga pulani yomwe ingakuthandizeni kusunga zochulukirapo, kupeza zambiri, kapena kugwiritsa ntchito ndalama zochepa.
Ngati WOKONDEDWA ali ndi mavuto azachuma koma inu mulibe, nkhaniyi, "The Most Wanted Stocking Stuffer - Cash," yolembedwa ndi Tara Siegel Bernard imapereka njira zothandizira. )
Kudziletsa Kofunika Kuwerenga
Kudziletsa
Wodziwika
